Get P10,000 for every successful referral!*

Know anyone who needs business financing? Refer them to us and get rewarded.

© 2019 First Circle Growth Corporation

Refer owners of business-to-business companies within your network

Refer Now!

Our financing services are tailor-made for SME business owners.

Read the Terms and Conditions here.

We can finance B2B* SME businesses that need additional capital to fund transactions.

Below are the two types of financing First Circle can provide:

To refer, just follow these three steps:

Fill out the form.

If you have already signed up for a First Circle Account, you may also just text the name and number of your referred business owner to your Account Manager.

Help your referred business owner apply.

Tell your referred business owner to gather the necessary requirements. Then, wait for an update if his/her financing application has been approved.

Get the P10,000 referral fee via bank transfer.

Once we have financed your referral, we shall ask for your bank details to transfer your referral fee to your preferred account. You may still continue to refer some more!

What are you waiting for?


Help other business owners convert pending invoices.

Your referral can send invoices, receivables, delivery receipts, or billing statements that are still pending to be able to receive payments ahead.



Help other business owners take on larger customer orders.

Your referral can send purchase orders or contract agreements before the delivery of the goods/service to be able to get financing for them.


Frequently Asked Questions (FAQ)

Start referring your family, friends, buyers, and/or suppliers. You also get P10,000 per successful referral.

Refer now and get P10,000!

How long does it take before I can get the money?

You will have to wait for us to qualify, verify, and finance your referral first. We will then ask for your bank details, and you can expect the P10,000 to come soon after we have financed your referral.

Is there a cap to how much I can earn?

There's no cap! You can keep getting P10,000 per business you successfully refer.

For other questions, you may click the chat button on the bottom right of the page for a live chat with a member of our Support Team or email us at

Get up to PHP 50,000 like our top referrers have.

Nelia Santos

Prin2graph Multimedia Advertising Corp.

"I used to be a customer of First Circle, and I really appreciated their service. So I referred my suppliers to First Circle, and I've already earned P50,000 from it!"

Juana Dela Cruz

Juan Big Fight Trading Store

"Nelia referred me to First Circle at just the right time. Their financing helped me scale my business to accept larger orders, and the 1% cashback saved me a lot of money. So I'm really thankful!"

Assist them in managing their working capital.

Help them convert pending invoices or receivables.

Allow their businesses to grow through convenient financing.

Help your family and friends

Support your buyers or suppliers

Let them bridge their cash flow gaps for faster delivery time to you.

Facilitate the increase in amount they delivery to or order from you.

Help them scale their operations through convenient financing.

*Successfully referring a business pertains to the referral getting financing from First Circle.

*B2B companies are those that sells goods or provide services to other companies or government agencies.